Category Archives: Fast Reads
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You’ve got a job offer: That’s great, but now what?
According to conventional wisdom, salary negotiations should be numero uno on your agenda. You weren’t going to automatically accept the first figure they offered, were you?
IRAs, or individual retirement accounts, allow you to sock money away for retirement in a way that offers certain tax advantages over other savings methods. There are actually nearly a dozen types of IRAs, but for most people, the choice boils down to two main options: a Roth IRA or a traditional IRA.
If you’re trying to decide between these two popular IRAs, we aim to make your choice a little bit easier by outlining crucial differences as well as a few situations where it might make sense to choose one over the other. If you already have an employer-sponsored retirement account such as a 401(k) and are wondering whether it makes sense to use an IRA as well, see Roth IRA vs. 401k? You May Not Have to Choose.