Tag Archives: Best
A bad credit score can turn getting a much-needed loan into a big headache. Your credit score affects your interest rate and a bank’s perception of your ability to pay them back. Your loan may be capped at a lower amount to help the lender lessen its risk, and you may even have to offer more collateral to secure a loan.
Of course, some lenders who work with bad-credit borrowers are better than others. Getting the best loan with bad credit means finding a lender who is transparent about rates and fees, flexible on terms, and willing to view you as more than your credit score when deciding your rate and loan amount. It also means avoiding predatory lenders and common scams that can keep you trapped in a cycle of debt.
So what can you expect? Be prepared to accept high interest rates. Good rates are relative. For bad credit loans it’s commonplace to see rates over 20%. Make absolutely certain that you can pay these rates, and that you don’t have any better options.
Brandon was a sophomore, and as always, arrived in the gym for varsity basketball tryouts wearing a terrific smile. He made good grades, worked hard, was always dependable, and got along […]
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The first major step toward reaching financial freedom is to regain control of your spending and pay off debt. However, this is often harder to do than it sounds.
Thankfully, technology is making it a lot easier to set and reach your financial goals and stay on top of your debt.
Here are some of the best debt repayment tools and apps to help you pay down debt quickly and stay motivated to reach the long-term goal of building wealth.
You’ve seen auto insurance ads cluttering every commercial break, no doubt. Sometimes they’re funny (talking animals, anyone?), sometimes they’re sobering (shocking crashes, sobbing families), and sometimes they simply appeal to your bottom dollar by promising the best possible rate.
The barrage of ads underscores that there’s no shortage of competition among the nation’s car insurance companies. Fortunately, that’s good news for you. Competition usually translates into lower rates and better perks as companies battle for your business. The best car insurance companies offer comprehensive coverage, superior customer service, financial strength, and painless shopping experiences to get a leg up on their competition. In my research, these companies came out on top: